A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Related Content Trends in Charitable Giving Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits. Separating the Signal From the Noise A good professional provides important guidance and insight through the years. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process.